Flexible Financing for Construction in Boca Raton
A kitchen that can’t function or a roof that’s failing shouldn’t sit on a wish list because the timing feels wrong. At Rowan Construction Group Boca Raton, we’ve built payment flexibility into the same system that governs every other part of our work - upfront, documented, and without surprises. Call us at (754) 254-8065 and we’ll walk through what your project actually costs, then show you how to spread that cost in a way that fits your budget.
Payment Options We Offer
Financing Plans for Qualified Homeowners
We partner with established home-improvement lenders who understand construction timelines, not just retail purchases. These programs let qualified homeowners break a $25,000 kitchen remodel or a $15,000 roof replacement into predictable monthly payments, often with deferred-interest or reduced-rate options for the early years. We don’t markup the financing - the rate you receive comes straight from the lender, and we show you the full cost of borrowing before you sign anything. Under Clause 1 of the Haven Standard, the project price is written and fixed before work starts; the financing terms are equally fixed, with no hidden fees that appear after your crew is scheduled.
Major Credit Cards
We accept Visa, Mastercard, American Express, and Discover. Some homeowners prefer this route for the rewards or the grace period their card provides, especially on smaller projects like a bathroom refresh or a fence installation. We’ll run your card through our secure processor and email you a receipt with the same documented photo record we attach to every visit. If you’re considering a large project on a card, we’ll flag the interest cost openly so you can compare it against our financing options side by side.
Cash or Personal Check
Some of our longtime Boca Raton customers simply prefer to pay by check at project milestones - typically a deposit to lock materials, a progress payment at rough-in, and final payment upon walkthrough and sign-off. There’s no discount for cash, and there’s no penalty for it either. What matters to us is that the payment method is clear in your written scope from day one, so there’s never a conversation about money while your kitchen is torn apart.
Up-Front Written Pricing, Always
Every option above rests on the same foundation: a flat, written price delivered before any work starts. We’ve done this on over 4,000 projects since 2007, and it’s why our jobs finish within a few percent of the number we quoted. Your estimate lists every line item - demolition, rough electrical, cabinetry from KraftMaid or Wellborn, Cambria or Caesarstone countertops, permits, final cleanup - with a total that doesn’t shift unless you request a change and sign a change order. That discipline, inherited from Haven’s administrative standards, is what makes financing possible in the first place. You can’t borrow against a number that keeps moving.
Simple Application Process
Step 1: Talk to us about your project. Call (754) 254-8065 or schedule a visit. We’ll inspect your space, take the documented photo record you receive afterward, and build a written scope with real numbers - not a ballpark, not a “starting at” figure.
Step 2: Quick pre-qualification conversation. If financing makes sense for your budget, we’ll connect you with our lending partner for a soft credit inquiry that won’t affect your score. Most homeowners know within minutes whether they qualify and for what terms. We stay on the call to answer construction-specific questions the lender can’t - how long your kitchen will be offline, when the roof tear-off happens, what the permit timeline looks like in Boca Raton.
Step 3: Choose your plan and schedule. Once you select a payment path, we lock your start date and order materials. The price in your contract is the price you pay. If you bring us a competitor’s written estimate, we’ll review it line by line at no charge - our Free Second Opinion - and show you exactly where the numbers differ.
Before
AfterFrequently Asked Questions
Yes. Rowan Construction Group Boca Raton works with established home-improvement lenders to offer financing plans for qualified homeowners on projects ranging from bathroom remodels to full home additions. These programs typically feature fixed monthly payments and may include deferred-interest periods depending on your credit profile. Call (754) 254-8065 to discuss your project and explore what options fit your budget - estimates are free.
You’ll need a government-issued ID, proof of income, and a soft credit check that takes about five minutes and won’t affect your credit score. Our lending partner may request additional documentation for larger projects like home additions or ADUs, but the process is designed to finish during the same visit where we deliver your written estimate. Call (754) 254-8065 and we’ll walk you through exactly what to bring.
No. Every estimate from Rowan Construction Group Boca Raton is free, written, and itemized - never a verbal guess or a range designed to get a foot in the door. You’ll receive a documented photo record of our inspection, a flat price for the full scope, and a written warranty summary. If you have a competitor’s quote, we’ll review it line by line at no charge through our Free Second Opinion program. Call (754) 254-8065 to schedule yours.
Our standing offers - the 365-Day Done Right Promise, the Free Second Opinion, and our upfront written pricing guarantee - apply to every project regardless of payment method. Specific financing promotions from our lending partners may have their own terms, and we’ll flag any restrictions clearly before you apply. We don’t run flash sales or countdown deals; the price we quote is honest from the start, not inflated to accommodate a fake discount. Call (754) 254-8065 and we’ll explain how your chosen payment method interacts with every protection in your contract.
Written by Grant Rowan, Owner at Rowan Construction Group Boca Raton, serving Boca Raton since 2007.